Guides
Practical, up-to-date guides written by the Filesy team.
MTD for Income Tax: A Landlord's Guide (2026)
Making Tax Digital for Income Tax for UK landlords: the £50k/£30k/£20k thresholds, phased start dates, what changes vs Self Assessment, and how to prepare.
9 min readAllowable Expenses for UK Landlords: Full Checklist
A complete UK landlord guide to allowable expenses: what you can deduct, repairs vs improvements, the 'wholly and exclusively' rule, plus worked examples.
11 min readMTD Quarterly Updates to HMRC: A Landlord's Guide
How MTD for Income Tax quarterly updates work for UK landlords: the four update periods, what each contains, the final declaration, and key deadlines explained.
9 min readSection 24 Mortgage Interest Relief Explained
How Section 24 works for UK landlords: the 20% basic-rate tax credit, why it hits higher-rate taxpayers, plus a full worked example with real figures.
9 min readBTL: Sole Trader vs Limited Company Tax Guide
Sole trader vs limited company for buy-to-let in the UK: how tax, mortgage rates and admin compare, plus when incorporation actually saves money.
9 min readLandlord Record-Keeping for MTD: What HMRC Expects
A practical UK guide to landlord record-keeping under Making Tax Digital for Income Tax: what records HMRC wants, how long to keep them, digital rules and mistakes to avoid.
9 min read